PAN Aadhaar linking: Simple online process, status check & tips

Last updated: 03 September 2025 • For Indian taxpayers and investors

PAN Aadhaar linking keeps your tax profile active and ensures smooth banking, investments and KYC. This quick guide explains how PAN Aadhaar linking works, the simple steps to finish it online, and how to check status without confusion.

PAN Aadhaar linking

Why PAN Aadhaar linking matters

PAN Aadhaar linking connects your Permanent Account Number with your Aadhaar to verify identity and prevent duplication. Many financial services—like opening a bank account, investing in mutual funds, filing ITR or updating KYC—expect your PAN to be active. If you skip PAN Aadhaar linking, services may get delayed or blocked until you resolve it.

Step-by-step: PAN Aadhaar linking online (e-Filing portal)

  1. Visit the Income Tax e-Filing portal and choose Link Aadhaar under Quick Links.
  2. Enter your PAN, Aadhaar number and name exactly as per Aadhaar; confirm details.
  3. Tick the consent box to validate with UIDAI and submit.
  4. Enter the OTP received on your Aadhaar-registered mobile and validate to complete PAN Aadhaar linking.

Tip based on public guidance from HDFC Bank and investment KYC advisories.

Check your PAN Aadhaar linking status

Method 1: Use Link Aadhaar Status on the e-Filing portal. Enter PAN & Aadhaar to view result instantly.
Method 2: If you invest in mutual funds, ensure KYC is validated. Many KRAs ask that PAN Aadhaar linking be done and that the Aadhaar-registered mobile is available for OTP.

PAN Aadhaar linking & mutual fund KYC

For investors, PAN Aadhaar linking helps avoid KYC interruptions. Fund houses and KRAs typically require that your PAN and Aadhaar be linked and that your Aadhaar mobile number is working for OTP. Keep your details updated to prevent transaction holds.

Helpful tips to avoid errors

  • Ensure your name, date of birth and gender match in PAN and Aadhaar before starting PAN Aadhaar linking.
  • Keep the Aadhaar-registered mobile number active for OTP; without it, PAN Aadhaar linking will fail.
  • If details differ, first update Aadhaar/PAN, then complete PAN Aadhaar linking.
  • If you see “name mismatch”, try the name exactly as in Aadhaar, including initials/spaces.

FAQ: PAN Aadhaar linking

What is PAN Aadhaar linking?

It is the process of connecting your PAN with your Aadhaar on the e-Filing portal so your identity and tax records remain active.

How do I do PAN Aadhaar linking online?

Go to the e-Filing portal, choose Link Aadhaar, enter PAN, Aadhaar and your name, consent to UIDAI validation, and verify with OTP.

How can I check if my PAN is already linked?

Use the Link Aadhaar Status tool on the e-Filing portal; it will show whether linking is successful or pending.

Is any fee or deadline applicable?

Deadlines and fees are announced by the Income Tax Department from time to time. Always check the e-Filing notices before payment.

Do mutual funds need PAN Aadhaar linking?

Yes, KYC validations often require it, and Aadhaar-OTP is commonly used to verify details.

Disclaimer: Information here is for guidance. Always verify on the official Income Tax e-Filing portal before completing PAN Aadhaar linking.